Bankruptcy

Climbing out of debt can be tremendously hard, regardless of the sacrifice and struggle you endure. Coupled with loss of employment or slump in the economy or a particular industry can make the task insurmountable. Bills can add up, while you try to support your family or run your business. Creditors will continue to pester, annoy and harass you. You can lose your home, your business or any other assets you may have.


The Middletown bankruptcy lawyers of Singer Law offer tactical support and guidance to assist individuals and businesses get out of debt via bankruptcy. If you are struggling to make ends meet and feel at the mercy of creditors or fear losing your home, the Brick bankruptcy attorneys of Singer Law can help you get that fresh start you need to attain financial freedom. Contact an Edison bankruptcy attorney at Singer Law today!


CHAPTER 7 OR CHAPTER 13 BANKRUPTCY MAY BE THE SOLUTION YOU ARE LOOKING FOR TO:

CHAPTER 7 OR CHAPTER 13 Bankruptcy Lawyer Middle Town MAY BE THE SOLUTION YOU ARE LOOKING FOR TO:

  • Stop creditor harassment
  • Achieve financial independence
  • Stop foreclosure
  • Stop wage garnishment, liens or collections
  • Eliminate or reduce debts


The Long Branch bankruptcy lawyers have helped individuals and businesses with managing or eliminating debts via bankruptcy. Even good people can fall victim to too much debt and the problems it can bring about. As your attorney, the Lakewood bankruptcy lawyers will take the time to assist you comprehend both the pros and cons of filing bankruptcy. The bankruptcy laws of the United States will not leave you destitute. The goals of the laws are to enable you to once again thrive financially. We will help provide you with answers so that you and your family can move forward and get that fresh start. Contact Singer Law now!

Chapter 7


Chapter 7 are beneficial to those who have large credit card debt as well as other unsecured bills and while having few assets. By liquidating non-exempt assets, a Chapter 7 bankruptcy can, in many instances, completely discharge and eliminate all your debts; however, certain debts cannot be discharged in a Chapter 7 bankruptcy such as alimony, child support, debts fraudulently incurred, certain taxes, student loans, and certain items you may have charged.

Chapter 13


Chapter 13 bankruptcy provides you with a 3 to 5 year repayment plan based on future earnings to pay off all or part of your debts to creditors. Chapter 13 bankruptcy is a practicable and attractive option for those who want to keep certain non-exempt assets or secured assets, such as a home or car, but need a longer period to repay arrearages. It is also available to those who do not qualify for Chapter 7 due to earning too much money to pass the means test.